Taking first steps with a funeral plan.

Published on January 18, 2016

Last month we were lucky enough to meet with Mrs Taylor who was inspired to plan her own funeral shortly after she lost her husband in December 2014.

Mrs Taylor, who had been married to her husband, John for over 30 years, watched him lose his battle to cancer at the end of 2014, and was horrified to find out that a variety of clauses in his life insurance policy meant that she wasn't entitled to any of the money she was relying on to give her wonderful husband a fitting send off.

Like many families that are affected by cancer, Mrs Taylor and her husband had spent a number of years using any savings they had to make memories, to manage the gruelling routines cancer enforces on families and by the end of John's life were barely surviving on benefits.

Although the Taylor family knew John's death was imminent, it was still a huge shock when it happened and Mrs Taylor and her 3 children felt more lost, alone and hopeless than they had ever planned for. In the haze of pain and confusion, they pulled together to organise a fitting funeral service and found themselves faced with questions, uncertainty and huge financial concern.

Even with state support and contributions from close family members, the Taylor family found themselves under huge financial pressure and forced to take a loan to pay for the bare necessities of a funeral service.

With money tight but love in abundance, the family were determined to still create a wonderful send off for the head of their family and were fortunate enough to know exactly what Arsenal fan and family man, John would have wanted.

His family lined the streets wearing Red, his children were in Arsenal tops with 'Hero' on the back and each and every car was given a few metres of red and white ribbon to tie on their car. The family bought bunches of roses from the local supermarket, red and white, naturally and every guest was given a rose to carry, and place on his coffin before the curtain closed to show the end of the service.

The wake, which was held at the family home, saw people falling out into the Garden and with everyone bringing a bottle or a dish, costs were kept low whilst there was plenty of food and drink for everyone. Partying into the early hours of the morning, Mrs Taylor was able to sit back in her husband's chair and know that, even though everyone chipped in and things were done on a budget, it was perfect.

In the days that followed though, she wondered if her children would be able to pull everyone together in the same way should something happen to her. She realised that so much of what she knew was because her husband knew the end was coming and with the number of conversations about his funeral that had occurred. Mrs Taylor realised that despite her grief, she had strength, purpose and the ability to loan money, contact the appropriate government departments for support and call on family to help. Realising her children may not be in the same position when she reached the end of her life, she researched funeral plans and found a plan that suited her budget and needs at

Although she said it felt a little strange talking about her own passing and her own funeral service, she says it's ticked off one of the things that is on everyone's subconscious 'to do' list and is certain that whether it's next year or in decades to come, when she passes, her children will be given the structure to operate in those first few days when everything is lost. She knows that she will get them through that bleak period and give them a service to remember and be proud of.

She is confident that anyone who has been through the same experience as her would want a funeral plan, if not just to ensure their children have something to do, something that is certain in the days after her passing. She, like many of us, knows that life is unexpected and full of often very unfair twists and turns and you can never be certain of anything other than the fact that one day, you will need a funeral and someone you love will be left with the burden of planning and paying for it.

To learn more about funeral plans or make changes to yours today, please contact a member of our expert team.

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